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Terms of Service & Refund Policy

Effective date: 23 May 2025

1. Agreement to Terms

By accessing or using the services provided by StudyOS ("Service"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you disagree with any part of these Terms, you may not access or use the Service.

2. About StudyOS

StudyOS is an AI-powered study tool for CBSE students, providing chapter-wise mind maps, key points, flashcards, and practice questions. The service is operated by Santanu Mukherjee & Anushri Anwekar and is available at studyos.co.in.

3. Premium Access

StudyOS offers a free tier and a paid Premium tier. Premium access works as follows:

Plan Price (All Classes) Access Period Auto-renews?
Monthly ₹99 30 days No
Annual ₹499 365 days No

4. Refund Policy

No Refund Policy

All payments made on StudyOS are final and non-refundable. We do not offer refunds, exchanges, or credits under any circumstances, including but not limited to: accidental purchase, change of mind, unused access period, or dissatisfaction with AI-generated content.

Please review the plan details carefully before completing your payment. By proceeding with payment you confirm that you have read and accepted this no-refund policy.

Why no refunds? StudyOS grants immediate access to AI-generated content upon payment. Because the content is instantly delivered and accessible, we are unable to "un-deliver" it — similar to a digital download. This policy is disclosed clearly before every purchase.

5. AI-Generated Content

All study materials on StudyOS — including mind maps, key points, flashcards, and practice questions — are generated by artificial intelligence. They are intended as a study aid and supplement to your school textbook and teacher's guidance. StudyOS does not guarantee:

Always verify important facts against your NCERT textbook.

6. Account and Access

7. Third-Party Services

StudyOS relies on third-party services including Google (sign-in), Razorpay (payments), and Anthropic (AI content generation). These services are governed by their own terms of service and privacy policies. StudyOS is not responsible for any failure, interruption, or data handling by these third parties. By using StudyOS, you acknowledge that your use of these integrated services is subject to their respective terms.

9. Intellectual Property

All content, design, and code on StudyOS is the property of Santanu Mukherjee & Anushri Anwekar. You may use the content for personal study only. You may not copy, reproduce, distribute, or sell any part of the service.

10. Service Availability

We reserve the right to modify, suspend, or discontinue the Service (or any part of it) at any time, with or without notice. Where a paid subscription is active at the time of discontinuation, we will endeavour to provide reasonable notice and a pro-rata credit where possible. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

11. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. StudyOS, Santanu Mukherjee, and Anushri Anwekar make no warranties, express or implied, including but not limited to:

Your use of the Service is entirely at your own risk.

12. Limitation of Liability

In no event shall StudyOS, Santanu Mukherjee, or Anushri Anwekar be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service, including but not limited to loss of data, loss of profits, or any impact on examination results.

To the maximum extent permitted by applicable law, our total liability to you shall not exceed the amount you paid to StudyOS in the 12 months preceding the claim, or ₹500 — whichever is lower. These limitations apply regardless of the legal theory (contract, tort, negligence, or otherwise), even if we have been advised of the possibility of such damages.

13. Changes to These Terms

We may update these terms from time to time. Changes will be posted on this page with a revised effective date. Continued use of StudyOS after changes constitutes acceptance of the updated terms.

14. Contact Us

For any questions about these terms, please contact us at support@studyos.co.in.

Also see our Privacy Policy.