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Recording of Transactions - II

NCERT Class 11 · Accountancy Based on NCERT Class 11 Accountancy textbook · Free CBSE study kit

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RECORDING OF TRANSACTIONS - II

INTRODUCTION TO SPECIAL PURPOSE BOOKS

**Special Purpose Books** (also called **Subsidiary Books** or **Daybooks**) are specialized journals designed to record transactions of a similar nature efficiently. As business expands, recording all transactions in a single journal becomes cumbersome. Special purpose books eliminate this problem by allowing division of labour and faster processing.

**Need for Special Purpose Books:**

  • **Efficiency**: Multiple clerks can work simultaneously on different books
  • **Economy**: Reduces the volume of the main journal; improves management clarity
  • **Accuracy**: Specialized recording minimizes errors
  • **Time-saving**: Quick posting of totals rather than individual entries
  • **Control**: Separate books help in internal checks and verification
  • **Types of Special Purpose Books covered in this chapter:**

  • Cash Book (Single Column, Double Column)
  • Petty Cash Book
  • Purchases Book
  • Purchases Return Book (Return Outwards)
  • Sales Book
  • Sales Return Book (Return Inwards)
  • Journal Proper (for transactions not fitting any special book)
  • **Key Principle**: When transactions are recorded in a special purpose book, they are NOT recorded in the Journal Proper, and certain accounts are not opened separately in the ledger.

    ---

    CASH BOOK

    Definition and Purpose

    **Cash Book** is a book of original entry in which all transactions relating to **cash receipts and cash payments** are recorded in chronological order. It serves **dual purpose** - both as a journal and as the cash account in the ledger.

    **Key Features:**

  • Records all cash inflows and outflows
  • Maintains a running balance of cash
  • Eliminates the need for a separate Cash Account in the ledger
  • Generally prepared on a **monthly basis**
  • Universally used by all organizations (profit, non-profit, big, small)
  • **Structure of Cash Book:**

  • **Left Side (Debit)**: Cash Receipts
  • **Right Side (Credit)**: Cash Payments
  • Both sides contain: Date, Particulars, Ledger Folio (L.F.), and Amount columns
  • ---

    SINGLE COLUMN CASH BOOK

    **Format and Definition**: A Single Column Cash Book contains **one amount column on each side** and is used when **all receipts and payments are made entirely in cash** (no bank transactions).

    **Format Structure:**

    ```

    Cash Book (Dr./Cr.)

    Debit Side (Receipts) Credit Side (Payments)

    Date | Particulars | L.F. | Amount Date | Particulars | L.F. | Amount

    ```

    Recording Transactions in Single Column Cash Book

    **Recording Principles:**

    1. **Receipts** are entered on the debit (left) side with the source of cash

    2. **Payments** are entered on the credit (right) side with the nature of expense/payment

    3. Cash is always **debited when received** and **credited when paid**

    4. Opening balance appears as **Balance b/d** (brought down)

    5. Closing balance appears as **Balance c/d** (carried down)

    **Worked Example** (Based on NCERT - M/s Roopa Traders, November 2017):

    **Transactions:**

  • Nov 01: Cash in hand ₹30,000
  • Nov 04: Cash from Gurmeet ₹12,000
  • Nov 08: Insurance paid ₹6,000
  • Nov 13: Furniture purchased ₹13,800
  • Nov 16: Cash sales ₹28,000
  • Nov 17: Goods purchased in cash ₹17,400
  • Nov 20: Stationery ₹1,100
  • Nov 24: Cash paid to Rukmani ₹12,500
  • Nov 27: Cash sales ₹18,200
  • Nov 30: Rent ₹2,500; Salary ₹3,500; Deposited in bank ₹8,000
  • **Single Column Cash Book:**

    ```

    ROOPA TRADERS - CASH BOOK

    Dr. Side (Receipts) Cr. Side (Payments)

    Date | Particulars | L.F. | Amount Date | Particulars | L.F. | Amount

    Nov 1 | Bal b/d | - | 30,000 Nov 8 | Insurance | - | 6,000

    Nov 4 | Gurmeet | - | 12,000 Nov 13| Furniture | - | 13,800

    Nov 16| Sales | - | 28,000 Nov 17| Purchases | - | 17,400

    Nov 27| Sales | - | 18,200 Nov 20| Stationery | - | 1,100

    | 88,200 Nov 24| Rukmani | - | 12,500

    Nov 30| Rent | - | 2,500

    Nov 30| Salary | - | 3,500

    Nov 30| Bank | - | 8,000

    Nov 30| Bal c/d | - | 23,400

    Total | | 88,200

    ```

    **Balancing Calculation:**

  • Opening Balance: ₹30,000
  • Total Receipts: ₹12,000 + ₹28,000 + ₹18,200 = ₹58,200
  • Total Available: ₹88,200
  • Total Payments: ₹6,000 + ₹13,800 + ₹17,400 + ₹1,100 + ₹12,500 + ₹2,500 + ₹3,500 + ₹8,000 = ₹64,800
  • **Closing Balance (c/d)**: ₹88,200 - ₹64,800 = **₹23,400**
  • Posting Single Column Cash Book to Ledger

    **Golden Rule for Posting:**

  • Entries on the **Debit side** of Cash Book → **Credit the respective ledger accounts** (because cash was received)
  • Entries on the **Credit side** of Cash Book → **Debit the respective ledger accounts** (because cash was paid)
  • **Ledger Accounts from above example:**

    **Gurmeet's Account (Debtor):**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    | Nov 4| Cash | 12,000

    ```

    **Sales Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Nov 16| Cash | 28,000 | | |

    Nov 27| Cash | 18,200 | | |

    ```

    **Insurance Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Nov 8 | Cash | 6,000 | | |

    ```

    **Furniture Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Nov 13| Cash | 13,800 | | |

    ```

    **Purchases Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Nov 17| Cash | 17,400 | | |

    ```

    **Bank Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Nov 30| Cash | 8,000 | | |

    ```

    ---

    DOUBLE COLUMN CASH BOOK

    Definition and Need

    **Double Column Cash Book** contains **two amount columns on each side** - one for **Cash** and one for **Bank**. It is used when both **cash and bank transactions** are significant in volume.

    **When Required:**

  • When organization has both cash and bank transactions
  • Modern businesses prefer bank payments for safety and record-keeping
  • Banks issue current accounts where deposits and withdrawals are frequent
  • Provides clear visibility of both cash position and bank balance simultaneously
  • Components of Bank Transactions

    **Bank Account:** A current account opened with a bank for business purposes.

    **Pay-in-Slip (Deposit Slip):**

  • Form filled to deposit cash/cheques into bank account
  • Contains counterfoil returned to depositor as receipt with cashier's signature
  • Used for all deposits
  • **Cheque:**

  • Written instruction to bank to pay specified amount to named person
  • Signed by account holder
  • Contains pre-printed bank details and account number
  • **Types of Cheques:**

    1. **Bearer Cheque**: Payment made to person presenting it (has printed word "Bearer")

    2. **Order Cheque**: Payment made only to named person (word "Bearer" is crossed out)

    3. **Crossed Cheque**: Cannot be presented directly to bank; payment only through a bank account

    **Types of Crossing:**

  • **General Crossing**: Two parallel lines without any words; payment through any bank
  • **Special Crossing**: Bank's name written between parallel lines; payment only through that specific bank
  • **Account Payee Only**: Most secure; amount can be deposited only in account of person whose name appears on cheque
  • **Endorsement**: Writing instructions on the back of a cheque to transfer it to another person, followed by signature.

    **Overdraft**: When cash withdrawn from bank exceeds deposits, resulting in a debit balance (negative balance) in the bank account.

    **Dishonoured Cheque**: A cheque returned unpaid by the bank, typically due to insufficient funds in the customer's account.

    Recording Rules in Double Column Cash Book

    **Key Rules:**

    1. **Cash Deposited in Bank**: Debit side (Dr.) in Bank column AND Credit side (Cr.) in Cash column with "C" (Contra) in L.F.

    2. **Cash Withdrawn from Bank**: Debit side (Dr.) in Cash column AND Credit side (Cr.) in Bank column with "C" in L.F.

    3. **Cheques Received** (deposited same day): Debit side in Bank column only

    4. **Cheques Received** (deposited later): Initially in Cash column; on deposit, moved to Bank column with Contra entry

    5. **Cheques Paid**: Credit side in Bank column

    6. **Bank Charges/Commission**: Credit side in Bank column

    7. **Dishonoured Cheque Received**: Credit side in Bank column, restoring previous position

    8. **Contra Entries**: Marked "C" in L.F.; NOT posted to ledger (internal transfer between cash and bank columns)

    **Format of Double Column Cash Book:**

    ```

    DOUBLE COLUMN CASH BOOK

    Dr. Side Cr. Side

    Date | Particulars | L.F. | Cash | Bank | Date | Particulars | L.F. | Cash | Bank

    ```

    Worked Example - Double Column Cash Book

    **Transactions of M/s Tools India, September 2017:**

  • Sept 01: Bank balance ₹42,000; Cash ₹15,000
  • Sept 04: Goods purchased by cheque ₹12,000
  • Sept 08: Cash sales ₹6,000
  • Sept 13: Machinery bought by cheque ₹5,500
  • Sept 16: Goods sold, cheque received ₹4,500 (deposited same day)
  • Sept 17: Goods purchased cash ₹17,400
  • Sept 20: Stationery by cheque ₹1,100
  • Sept 24: Cheque given to Rohit ₹1,500
  • Sept 27: Cash withdrawn from bank ₹10,000
  • Sept 30: Rent by cheque ₹2,500; Salary (cash) ₹3,500
  • **Prepared Cash Book:**

    ```

    TOOLS INDIA - DOUBLE COLUMN CASH BOOK

    Dr. Side (Receipts) Cr. Side (Payments)

    Date | Particulars | L.F.|Cash |Bank Date | Particulars | L.F.|Cash |Bank

    Sept | | | | Sept | | | |

    1 |Bal b/d |- |15000|42000 4 |Purchases |- |- |12000

    8 |Sales |- |6000 |- 13 |Machinery |- |- |5500

    16 |Sales |- |- |4500 17 |Purchases |- |17400|-

    27 |Bank (Contra)|C |10000|- 20 |Stationery |- |- |1100

    | |31000|46500 24 |Rohit |- |1500 |-

    27 |Cash (Contra)|C |- |10000

    30 |Rent |- |- |2500

    30 |Salary |- |3500 |-

    30 |Bal c/d |- |10100|13900

    | |31000|46500 | | |31000|46500

    Oct 1|Bal b/d |- |10100|13900

    ```

    **Explanation of Transactions:**

  • **Sept 27 Entries**: Cash of ₹10,000 withdrawn from bank shown as:
  • Dr. Cash column (left) ₹10,000
  • Cr. Bank column (right) ₹10,000
  • Both marked "C" (Contra) because it's internal transfer
  • **Contra entries are NOT posted to ledger** - they represent movement between cash and bank within the cash book itself
  • Posting Double Column Cash Book to Ledger

    **Rule for Posting:**

  • Post only **non-contra entries**
  • Ignore all entries marked "C"
  • **Bank column appears as Bank column in Cash Book** → No separate Bank Account in Ledger needed
  • **Ledger Accounts:**

    **Purchases Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Sept 4| Bank | 12,000 |

    Sept 17| Cash | 17,400 |

    ```

    **Sales Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    | | | Sept 8| Cash | 6,000

    | | | Sept 16| Bank | 4,500

    ```

    **Machinery Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Sept 13| Bank | 5,500 |

    ```

    **Stationery Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Sept 20| Bank | 1,100 |

    ```

    **Rohit's Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    | | | Sept 24| Bank | 1,500

    ```

    **Rent Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Sept 30| Bank | 2,500 |

    ```

    **Salary Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    Sept 30| Cash | 3,500 |

    ```

    ---

    PETTY CASH BOOK

    Definition and Purpose

    **Petty Cash Book** is a subsidiary cash book maintained by a **Petty Cashier** to record **small repetitive cash payments** such as conveyance, postage, stationery, refreshments, and miscellaneous expenses.

    **Why Maintain Petty Cash Book:**

  • Main cash book becomes bulky if all small payments are recorded
  • Diverts main cashier's attention from significant transactions
  • Allows specialization and division of labour
  • Improves efficiency and control over petty disbursements
  • **Imprest System:**

  • Petty Cashier receives a fixed amount (e.g., ₹2,000) called **Imprest Amount** at the beginning of period
  • All petty payments made from this imprest
  • At end of period (weekly/fortnightly/monthly), Petty Cashier is **reimbursed the exact amount spent**
  • Petty Cashier again has the full imprest amount for the next period
  • This **replenishment process** continues cyclically
  • **Advantages of Imprest System:**

  • Cashier has only a fixed amount at hand → reduces fraud risk
  • Easy accountability (spent amount = reimbursement needed)
  • Simplifies reconciliation
  • Maintains constant imprest level
  • Structure and Format of Petty Cash Book

    **Format Features:**

  • **Receipt Side (Debit)**: Only ONE amount column (imprest received)
  • **Payment Side (Credit)**: MULTIPLE amount columns for different expense categories
  • **Common Columns for Both Sides**: Date, Voucher Number, Particulars
  • **Typical Payment Side Columns:**

  • Postage/Postal Charges
  • Conveyance/Travel
  • Cartage/Delivery
  • Stationery
  • Refreshments
  • Repairs/Maintenance
  • Miscellaneous (for expenses without specific column)
  • Remarks (nature of payment noted here)
  • **Key Principle**: Each amount column represents a specific expense type. Column totals are posted to respective accounts in ledger, not individual items.

    Worked Example - Petty Cash Book

    **Scenario**: M/s Samaira Traders. Petty Cashier Mohit received ₹2,000 imprest on May 1, 2017. Expenses for May:

    **Transactions:**

  • May 2: Auto fare ₹55
  • May 3: Courier ₹40
  • May 4: Postal stamps ₹105
  • May 5: Office stationery (erasers, pencils, pads) ₹225
  • May 6: Speed post ₹98
  • May 8: Taxi fare ₹195 (₹105 + ₹90)
  • May 8: Refreshments ₹85
  • May 10: Auto fare ₹60
  • May 12: Registered post ₹42
  • May 13: Telegram ₹34
  • May 14: Cartage ₹25
  • May 16: Computer stationery ₹165
  • May 19: Bus fare ₹24
  • May 19: STD charges ₹87
  • May 20: Office sanitation ₹60
  • May 22: Refreshments ₹45
  • May 23: Photostat charges ₹47
  • May 28: Courier ₹40
  • May 29: Unloading charges ₹40
  • May 30: Bus fare ₹15
  • **Petty Cash Book (Analytical/Columnar Format):**

    ```

    SAMAIRA TRADERS - PETTY CASH BOOK (May 2017)

    RECEIPTS SIDE:

    Date | Voucher # | Particulars | Amount | Date | Voucher # | Particulars | Amount

    May 1| - | Imprest | 2000 | May 31| - | Cash Balance| 85

    PAYMENTS SIDE:

    Date|Voucher#|Particulars |Postage|Conveyance|Stationery|Refreshment|Cartage|Misc|Remarks

    May 2|V001 |Auto fare |- |55 |- |- |- |- |Travel

    May 3|V002 |Courier |40 |- |- |- |- |- |Post

    May 4|V003 |Postal stamps |105 |- |- |- |- |- |Post

    May 5|V004 |Stationery |- |- |225 |- |- |- |Office

    May 6|V005 |Speed post |98 |- |- |- |- |- |Post

    May 8|V006 |Taxi |- |195 |- |- |- |- |Travel

    May 8|V007 |Refreshments |- |- |- |85 |- |- |Food

    May 10|V008 |Auto |- |60 |- |- |- |- |Travel

    May 12|V009 |Registered post |42 |- |- |- |- |- |Post

    May 13|V010 |Telegram |- |- |- |- |- |34 |Comm

    May 14|V011 |Cartage |- |- |- |- |25 |- |Delivery

    May 16|V012 |Computer stat |- |- |165 |- |- |- |Office

    May 19|V013 |Bus fare |- |24 |- |- |- |- |Travel

    May 19|V014 |STD charges |- |- |- |- |- |87 |Comm

    May 20|V015 |Sanitation |- |- |- |- |- |60 |Cleaning

    May 22|V016 |Refreshments |- |- |- |45 |- |- |Food

    May 23|V017 |Photostat |- |- |- |- |- |47 |Stationery

    May 28|V018 |Courier |40 |- |- |- |- |- |Post

    May 29|V019 |Unloading |- |- |- |- |- |40 |Transport

    May 30|V020 |Bus |- |15 |- |- |- |- |Travel

    TOTAL | |325 |349 |390 |130 |25 |268 |

    Opening Imprest: ₹2,000

    Total Payments: ₹325 + ₹349 + ₹390 + ₹130 + ₹25 + ₹268 = ₹1,487

    Closing Balance: ₹2,000 - ₹1,487 = ₹513

    ```

    **Calculation Verification:**

  • Postage (Postal Charges): ₹40 + ₹105 + ₹98 + ₹42 + ₹40 = ₹325
  • Conveyance: ₹55 + ₹195 + ₹60 + ₹24 + ₹15 = ₹349
  • Stationery: ₹225 + ₹165 = ₹390
  • Refreshments: ₹85 + ₹45 = ₹130
  • Cartage: ₹25
  • Miscellaneous: ₹34 + ₹87 + ₹60 + ₹47 + ₹40 = ₹268
  • **Total = ₹1,487**
  • **Balance c/d = ₹2,000 - ₹1,487 = ₹513**
  • Advantages of Petty Cash Book

    **1. Saving of Time and Effort of Chief Cashier:**

  • Chief Cashier freed from handling petty transactions
  • Can concentrate on major cash transactions
  • More effective discharge of duties
  • **2. Effective Control over Cash Disbursements:**

  • Division of work enables better control
  • Head Cashier monitors large payments directly
  • Petty Cashier's work reviewed through petty cash book
  • Reduces fraud and embezzlement risks
  • Clear audit trail for all expenses
  • **3. Convenient Recording and Materiality Principle:**

  • Main cash book remains concise, not bulky
  • Only significant, material information in main ledgers
  • Petty expenses grouped by category (not individual items)
  • Reduces posting workload to ledger (only totals posted, not each item)
  • Improves clarity of financial records
  • Posting Petty Cash Book to Ledger

    **Posting Rules:**

  • **Imprest received**: Debit Petty Cash Account in Ledger (opening entry)
  • **At end of period**: Debit respective Expense Accounts with column totals; Credit Petty Cash Account with total reimbursement
  • Individual items in petty cash book are NOT posted
  • Only column totals are posted to respective accounts
  • **Journal Entries for Reimbursement (Based on above example):**

    ```

    Journal Entry (May 31, 2017)

    Dr. Postage Account ₹325

    Dr. Conveyance Account ₹349

    Dr. Stationery Account ₹390

    Dr. Refreshments Account ₹130

    Dr. Cartage Account ₹25

    Dr. Miscellaneous Account ₹268

    Cr. Petty Cash Account ₹1,487

    (Reimbursement of petty expenses for May 2017)

    ```

    **Ledger Accounts After Posting:**

    **Petty Cash Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    May 1| Bank (Imprest) | 2,000 | May 31| Expenses | 1,487

    | | May 31| Balance c/d | 513

    | | 2,000 | | | 2,000

    June 1| Balance b/d | 513

    ```

    **Postage Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    May 31| Petty Cash | 325 |

    ```

    **Conveyance Account:**

    ```

    Dr. Cr.

    Date | Particulars | Amount | Date | Particulars | Amount

    May 31| Petty Cash | 349 |

    ```

    **Key Exam Points on Petty Cash Book:**

  • It is a **subsidiary book**, not the main journal
  • Uses **Imprest System** for control and accountability
  • **Opening balance** appears as receipt (Imprest amount)
  • **Closing balance** is carried forward to next period
  • **Column totals** (not individual items) are posted to ledger
  • **Multiple columns** allow categorization and easy analysis
  • **No separate Petty Cash Account in balance sheet** - expenses are merged into expense accounts
  • **Reimbursement entry** is recorded when Petty Cashier is paid back spent amount
  • ---

    EXAM IMPORTANT QUESTIONS & ANSWERS

    **Q1: What is the difference between Single Column and Double Column Cash Book?**

    **Answer:**

    | Aspect | Single Column | Double Column |

    |--------|---------------|---------------|

    | Columns | One (Cash only) | Two (Cash + Bank) |

    | Use | All transactions in cash | Mixed cash and bank |

    | Bank Account | Separate ledger account needed | No separate account needed |

    | Contra Entries | None | Yes (marked "C") |

    | Modern Business | Rarely used | Universally used |

    **Q2: What is a Contra Entry? Why are they marked "C"?**

    **Answer:** A **Contra Entry** is an entry where both debit and credit aspects appear within the Cash Book itself (e.g., cash deposited in bank). They represent internal transfers between cash and bank columns. They are marked "C" (Contra) in the L.F. column to indicate they should NOT be posted to the ledger, as they are already within the Cash Book.

    **Q3: How do you record a dishonoured cheque in the Double Column Cash Book?**

    **Answer:** When a cheque received from a customer is dishonoured (returned unpaid by the bank):

  • Entry made on the **Credit side** of Cash Book
  • Amount entered in the **Bank column**
  • **Particulars**: Name of customer whose cheque was dishonoured
  • This entry **restores the cash position** to what it was before the cheque was received and deposited
  • The customer's account is debited in the ledger
  • **Q4: What are the advantages of the Imprest System in Petty Cash?**

    **Answer:**

  • **Fixed Accountability**: Petty Cashier always has a fixed amount
  • **Reduced Fraud**: Limited cash reduces embezzlement risk
  • **Easy Reconciliation**: Imprest = Balance + Spent amount
  • **Simplified Reimbursement**: Pay only what was spent
  • **Continuous Operation**: Balance restored for next period immediately
  • **Better Control**: Head Cashier can monitor spending patterns
  • **Q5: How is Petty Cash Book different from Main Cash Book in terms of posting?**

    **Answer:**

  • **Main Cash Book**: Individual transactions posted to respective accounts
  • **Petty Cash Book**: Only COLUMN TOTALS are posted to respective expense accounts
  • **Example**: Instead of posting 10 individual bus fare entries separately, total bus fare is posted once
  • **Advantage**: Reduces posting work and keeps ledger cleaner
  • ---

    MCQ PRACTICE QUESTIONS

    **Q1: When cash is withdrawn from bank, how is this recorded in Double Column Cash Book?**

    (A) Dr. Cash column only

    (B) Cr. Bank column only

    (C) Dr. Cash column AND Cr. Bank column (both sides)

    (D) Dr. Bank column AND Cr. Cash column

    **Answer: (C)** - Cash is debited (increased) in Cash column and Bank is credited (decreased) in Bank column, both with "C" marking.

    **Q2: Which accounting principle supports the use of Petty Cash Book?**

    (A) Conservatism Principle

    (B) Materiality Principle

    (C) Matching Principle

    (D) Going Concern Principle

    **Answer: (B)** - Materiality Principle states insignificant details need not be recorded individually in main books; petty expenses are grouped by category.

    **Q3: In a Single Column Cash Book, if opening balance is ₹50,000 and closing balance is ₹35,000, total receipts are ₹80,000, what are total payments?**

    (A) ₹95,000

    (B) ₹65,000

    (C) ₹115,000

    (D) ₹45,000

    **Answer: (A)** - Opening ₹50,000 + Receipts ₹80,000 - Payments = Closing ₹35,000; Therefore Payments = ₹95,000

    **Q4: A cheque marked "A/c Payee Only" can be:**

    (A) Transferred by endorsement

    (B) Transferred by delivery

    (C) Deposited only in the account of the person named on cheque

    (D) Given to bearer

    **Answer: (C)** - "A/c Payee Only" crossing is the most secure; payment can be made only to the named person's bank account.

    **Q5: Petty Cashier receives ₹5,000 on June 1. Spends ₹3,200 in first week. What is the reimbursement amount?**

    (A) ₹5,000

    (B) ₹3,200

    (C) ₹1,800

    (D) ₹8,200

    **Answer: (B)** - Under Imprest System, reimbursement = Amount actually spent = ₹3,200

    ---

    KEY SUMMARY POINTS FOR EXAM

    1. **Special Purpose Books** are subsidiary journals for efficient recording; they eliminate need for certain ledger accounts

    2. **Cash Book serves dual purpose** - both journal and ledger account for cash/bank

    3. **Single Column Cash Book** - used for cash-only transactions; simple format with one amount column each side

    4. **Double Column Cash Book** - has Cash and Bank columns; suitable for modern business; no separate bank account needed in ledger

    5. **Contra Entries** in Cash Book (marked "C") - represent cash/bank transfers; NOT posted to ledger

    6. **Cheque Types**: Bearer (transferable by delivery), Order (transferable by endorsement), Crossed (through bank only)

    7. **Cheque Crossing Provides Security**: General, Special, or Account Payee Only

    8. **Dishonoured Cheque** - returned unpaid; recorded on Cr. side of bank column; restores previous cash position

    9. **Petty Cash Book** - records small repetitive expenses using **Imprest System**

    10. **Imprest System** - fixed amount given; spent amount reimbursed; maintains constant balance

    11. **Petty Cash Posting** - only COLUMN TOTALS posted to ledger, not individual items

    12. **Advantages of Petty Cash Book**: Saves chief cashier time, improves control, reduces main cash book bulkiness, enables division of labour

    13. **Balancing Formula**: Opening Balance + Receipts - Payments = Closing Balance

    14. **Materiality Principle** - guides decision to use petty cash book; insignificant details grouped together

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    This comprehensive coverage ensures complete preparation for CBSE Class 11 board examination on Recording of Transactions - II. Every section, definition, formula, journal entry format, and worked example has been covered for full mastery.

    MCQs — 10 Questions with Answers

    Q1. Which of the following is the primary reason for maintaining special purpose books?

    • A. To reduce congestion in the journal and enable division of labour in accounting work ✓
    • B. To replace the ledger entirely
    • C. To eliminate the need for a trial balance
    • D. To increase the number of ledger accounts

    Answer: A — Special purpose books classify repetitive transactions by type, reducing journal entries and allowing multiple people to record transactions simultaneously.

    Q2. In a single column cash book, if cash is received from a debtor Rajesh, on which side does this entry appear?

    • A. Credit side, and Rajesh's account is debited in the ledger
    • B. Debit side, and Rajesh's account is credited in the ledger ✓
    • C. Credit side, and Rajesh's account is credited in the ledger
    • D. Debit side, and Rajesh's account is debited in the ledger

    Answer: B — Cash receipts appear on the debit side of the cash book; the corresponding account (debtor) is credited in the ledger to reduce the receivable.

    Q3. What is the double entry for paying rent of ₹5,000 in cash using a single column cash book?

    • A. Dr. Cash Book; Cr. Rent Account
    • B. Dr. Rent Account; Cr. Cash Book ✓
    • C. Dr. Cash Account; Cr. Rent Account
    • D. Dr. Rent Account; Cr. Bank Account

    Answer: B — Rent expense is debited and cash (cash book) is credited; the cash book entry on the credit side automatically reflects the decrease in cash.

    Q4. Which of the following statements about the cash book is INCORRECT?

    • A. Cash book serves as both a journal and a ledger
    • B. Cash book requires posting to a separate Cash account in the ledger ✓
    • C. Balance b/d in the cash book represents opening cash
    • D. The debit side of the cash book shows cash receipts

    Answer: B — The cash book itself IS the cash (and bank) account in the ledger; no separate posting to a Cash account is required, which is a key distinction from the journal.

    Q5. A business has cash receipts of ₹50,000 and cash payments of ₹35,000 during a month. If the opening balance was ₹8,000, what is the closing balance?

    • A. ₹15,000
    • B. ₹23,000 ✓
    • C. ₹27,000
    • D. ₹85,000

    Answer: B — Closing balance = Opening balance + Receipts - Payments = ₹8,000 + ₹50,000 - ₹35,000 = ₹23,000.

    Q6. In a double column cash book, cheques received are recorded in which column?

    • A. Cash column on the debit side
    • B. Bank column on the debit side ✓
    • C. Cash column on the credit side
    • D. A separate cheque register, not in the cash book

    Answer: B — Cheques (or bank deposits) are recorded in the Bank column since they represent money received through the bank, not physical cash.

    Q7. Which document is issued by a bank to the depositor as proof of cash/cheque deposit?

    • A. Cheque
    • B. Pay-in-slip counterfoil ✓
    • C. Bank passbook
    • D. Deposit slip original

    Answer: B — The counterfoil of the pay-in-slip, signed by the bank cashier, serves as the depositor's receipt for cash or cheque deposits.

    Q8. When goods are purchased on credit from supplier Mohit for ₹10,000, why is this NOT recorded in the cash book?

    • A. Because credit purchases must go directly to the ledger
    • B. Because no cash or cheque is exchanged; credit purchases are recorded in the Purchases Book ✓
    • C. Because the Purchases Book is a journal, not a special purpose book
    • D. Because the transaction involves three parties

    Answer: B — The cash book only records transactions involving actual cash or bank transfers; credit purchases are recorded in the Purchases Book and later posted to the ledger.

    Q9. Given: Opening balance ₹20,000, total debit side entries ₹45,000, total credit side entries (excluding balance c/d) ₹32,000. Calculate balance c/d.

    • A. ₹25,000
    • B. ₹33,000 ✓
    • C. ₹37,000
    • D. ₹12,000

    Answer: B — Balance c/d = Opening balance + Total receipts (debits) - Total payments (credits) = ₹20,000 + ₹45,000 - ₹32,000 = ₹33,000.

    Q10. Which of the following transactions would require posting to the ledger after recording in the cash book? (A) Cash receipt from sales; (B) Payment of rent in cash; (C) Cheque deposited in bank; (D) None of the above, as the cash book is both journal and ledger.

    • A. A and B only
    • B. B and C only
    • C. A, B, and C
    • D. None — the cash book does not require posting to the ledger ✓

    Answer: D — The cash book itself serves as the cash and bank account in the ledger; entries are not posted elsewhere, unlike the general journal entries which must be posted to individual accounts.

    Flashcards

    What is a special purpose book?

    A subsidiary book designed to record transactions of a similar nature (e.g., all cash receipts and payments in the cash book) to reduce journal congestion and enable division of labour.

    Why is the cash book considered both a journal and a ledger?

    It serves as the book of original entry (journal function) and also maintains the cash account balance (ledger function), eliminating the need for a separate cash account in the ledger.

    In a single column cash book, what does the debit side represent?

    Cash receipts or inflows — money received by the business from various sources.

    When posting a cash receipt from a customer to the ledger, which side of the customer's account is credited?

    The credit side, because the debit side of the cash book shows cash received means the customer's account balance is reduced (liability decreases).

    What is the main advantage of a double column cash book over a single column cash book?

    It separately records cash and bank transactions in two columns, allowing efficient handling of both mediums without confusion.

    Define a pay-in-slip in the context of banking.

    A form filled to deposit cash or cheques into a bank account; the counterfoil is returned to the depositor as proof of deposit.

    What does 'balance c/d' mean in the cash book?

    Balance carried down — the closing cash balance at the end of the period, which becomes the opening balance (balance b/d) for the next period.

    Which transactions are NOT recorded in special purpose books?

    Transactions that do not fit the classification of any special purpose book are recorded in the Journal Proper.

    If a payment for rent is made in cash, which account is debited in the ledger after posting from the cash book?

    The Rent account is debited, because rent payment appears on the credit (payment) side of the cash book.

    What is the significance of 'L.F.' column in the cash book?

    L.F. stands for Ledger Folio and records the page number of the ledger account to which each transaction is posted, enabling easy reference.

    Important Board Questions

    Define a special purpose book. Give one example and explain why a business maintains such books. [2 marks]

    State that special purpose books record similar transactions; give an example (e.g., cash book for cash transactions). Reason: reduces journal congestion and enables division of labour.

    Explain the posting of entries from the cash book to the ledger. Give an example of how a cash receipt from a debtor is posted and how a cash payment for expenses is posted. [5 marks]

    Clarify that debit side entries (receipts) result in crediting the related accounts, and credit side entries (payments) result in debiting the related accounts. Show with a numerical example: if ₹5,000 is received from debtor X, debit cash book and credit X's account; if ₹2,000 is paid for rent, credit cash book and debit Rent account.

    Prepare a single column cash book for M/s Sharma Enterprises from the following transactions for the month of March 2024, and identify which accounts will be credited and which will be debited when posting to the ledger: Opening balance ₹15,000 (Mar. 1); received from customer Priya ₹8,000 (Mar. 5); paid for purchases ₹6,500 (Mar. 10); sold goods for cash ₹12,000 (Mar. 15); paid salary ₹4,000 (Mar. 20); received from customer Arun ₹7,500 (Mar. 25); paid electricity bill ₹1,200 (Mar. 28). Balance the cash book and explain the double entry principle applied. [6 marks]

    Prepare cash book with debit (opening balance, sales, customer receipts totalling ₹42,500) and credit sides (purchases ₹6,500, salary ₹4,000, electricity ₹1,200, balance c/d ₹30,800, totalling ₹42,500). Explain: Priya's account is credited (₹8,000), Arun's account is credited (₹7,500), Sales account is credited (₹12,000), Purchases account is debited (₹6,500), Salary account is debited (₹4,000), Electricity account is debited (₹1,200).

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